Kostenlos Bargeld abheben mit der girocard an ca. ING-Geldautomaten und mit der VISA Card an ca. Geldautomaten in Deutschland. Angebotsdetails. Jahresgebühr: 0,00 €. Anbieter: ING-DiBa AG. Kartensystem: Visa. Girokonto inklusive: Ja (nur in Verbindung mit Konto). Partnerkarte möglich:. Ich habe eine Ingdiba Visa wo noch Credit drauf steht. ING. Hallo Benny, aktuell ist nichts geplant. Wir geben Ihren Vorschlag aber gerne an unsere.
Alle Vor- und Nachteile der ING KreditkarteAngebotsdetails. Jahresgebühr: 0,00 €. Anbieter: ING-DiBa AG. Kartensystem: Visa. Girokonto inklusive: Ja (nur in Verbindung mit Konto). Partnerkarte möglich:. Bargeldauszahlung mit der VISA Card [Debitkarte] an allen Geldautomaten mit VISA Zeichen. in Deutschland. kostenlos. Mindestabhebebetrag 50 €. Liegt der. Mastercard oder VISA Card GOLD. Hallo IngDiBa, warum bietet Ihr keine Kreditkarte mit Versicherungen an? Ich wäre längst zu Euch gewechselt.
Ingdiba Visa Tips regarding the use of the new accounts VideoING DiBa ⇒ Bargeld und Karten ⇐ Alles Wichtige in einem Video
Aus dem Aussehen Ingdiba Visa auch aus der Wirkung von Ingdiba Visa entwickelte. - Ihre VISA Card [Debitkarte]Bitte probieren Coupe Nationale es nochmal aus - wir hoffen, es klappt jetzt wieder.
The currency will be exchanged to Euro according to the current exchange rate, which you will see on your bank statement.
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Notify me of followup comments via e-mail. Portal for clever banking in Germany and abroad. Requirements Minimum age 18 years Minors can get a savings account or securities depot through the parents.
Place of residence Germany readers from Austria can open their new current account through www. There is also the possibility to get the intitial balance of Euros The account management is only free of charge in Austria at a salary or pension payment transfer!
Emigration plans? After the account opening, you can change your place of residence to the abroad. The free current account as well as the already granted!
Dramil says:. December 7, at pm. Gregor says:. December 8, at am. Mary says:. January 19, at pm. January 21, at am.
Alternatively, is it possible to block the card so that payments cannot be made with it, but still to use it for savings? Yes, it is correct that the balance on the DKB Visa Card gains interest according to the current overnight money rates.
This is not a physical card, but a virtual one. Should there in fact be a debit that you have not authorized, the customer service can reverse-book it.
Hello, thanks for you article, very useful! Both countries have the Euro as their currency. For a transfer from the US, there are fees.
Here, the bank has to exchange the currency. Name required. Mail will not be published required. I want my comment to be discarded.
Only check this, if you are a computer program. Notify me of followup comments via e-mail. Portal for clever banking in Germany and abroad.
There is an important reason for those two being in the leading position! This regulation avoids that a possible mountain of credit card debt grows and grows.
Given that you refrain from further borrowed payments! Nevertheless, at an interest rate of more than 18 per cent, it is more difficult to repay the already made transactions.
Per Euros 1,, the interest debt is at Euros Escape: If you are capable of paying a monthly installment of Euros or more, then one can reschedule the debt at an interest rate of 4.
This debt rescheduling, called payment plan , is very flexible and can be change or cancelled at any time. You can do this on your own in the online banking or let it be set up at the phone.
Advantage: The interest rate is considerably lower and you repay the once created credit card debt much faster.
Please act responsible with credit cards and credit lines, just like we expect it from smart bank customers. But there are also situations in life, where you are super-happy, if you can immediately use an available credit line in an emergency!
We have quite some people in our community, who faced such a case in the past and were glad that they could use a big balance over a period of time.
Edi Grüner was the first person, who responded to my invitation of contributing something to this article. A heartely thanks!
On the other side, there are also situations in which the very long term of payment of the Barclay is helpful.
When I e. Neither can I complain of the service. After the acquaintance of my wallet with a big magnet, the two defect cards were replaced in an uncomplicated and fast manner.
At the Barclay it was even free of charge. If the last paragraphs are not so important for you and you are just interested in an outstanding credit card that you can easily apply for online, then you get a brief summary of the comparison here:.
Maybe you would like to check the IBAN once more, before your friend starts a research request at his bank.
Best of luck! It was a holiday on Wednesday and my friend transferred the money on Tuesday evening. So everything is clear, it takes up to 3 days they say.
Thank you for you reply. Is it possible to open a current account at this bank, if you have a negative entry at the Schufa? Or at which bank is it possible?
However, you can open this account Online Account. It is financed through monthly account management fees and therefore the creditworthiness of the customer does not matter.
And if they exist, where can I change them? But you can set the limits yourself. Hello, I just found your website and yt channel.
Really helpful. May I ask. I already open a ING Diba account. I have US Dollars here in Germany, and I want to deposit my savings which are in us dollars to the account.
I guess I have to change them to euros, right? Which would be the best way and where in order to lose as less as possible?
You can do both with the Reisebank. Local branches are often located near major railway stations and airports in Germany.
If the amount is 1, Euro or more, the deposit is free of charge for you the ING takes over the Reisebank fee.
The currency exchange is on you. Fees and exchange rate are sub-optimal. I do not know any variant that is faster, cheaper or safer. Thank you very much.
One last question, Do you know anything about Transferwise? Because I was thinking to open a Tranferwise account which allows to have more than one currency in separated accounts.
So I can transfer my salary there in Dollars, and then with their best exchange rate put them in Euro. Yes, Felix!
I love this feature at TransferWise. Do you think it might be a good idea for us to produce a separate article about this subject?
Of course it would be a good idea. I opened one account and ask for my Mastercard card from TW. There is no US dollar account in Germany that I can open?
I have dollars in cash, what should I do with it? Put it on a safe? Reisebank is no option the exchange is terrible. So I thought to open TW and put my salary there, but is it safe?
I wish you a great experience with TransferWise! Regarding your cash dollars, I have no idea. As a banking portal, or focus lies more on modern banking.
Good day, I have an account at the ING since one week. As written in the article, I own 2 cards — Maestro and Visa. One card is linked to the current account and the second is a credit card.
How can I do that? Additionally, I cannot pay with the Visa-card nor withdraw cash. I ask for your help. If the mail has not arrived, please contact the ING customer service.
You are the first person, who writes us that he can neither pay nor withdraw cash with the Visa Card. Usually, this works flawlessly.
Unless it is the case that you do not have money in the account? The Visa Card of the ING in Germany does not have its own credit card account, but debits solely from the current account balance possibly from the credit line, if an overdraft facility has been agreed on the current account — you can do that at account opening — or later.
It is important to differ between the two cards that you receive after the account opening. This is free of charge within the Euro-area on the part of the ING.
Abroad with a currency other than Euro for example in Poland , a foreign transaction fee of 1. That is for the currency exchange, not for the withdrawal.
In Germany, you can withdraw cash free of charge up to Euros when buying at many supermarket chains at a value from Euros 20 sometimes from Euros This only works with the Girocard.
Hello Gregor, may I ask you something. I opened an account in IngDiba. They are asking me for the Steuer-ID or tax number.
Or do I have one? What should I do to provide it or get my tax id? Yes, you do have one. In Germany every person gets a tax ID with their birth.
When people from other countries come to our county and they start working, they also get one. This number is unique and remains the same for your whole life.
Gregor thanks very much for your answer. The thing is that my situation is kinda different. Apparently, there are no alternative possibilities to legitimate, if one faced trouble abroad.
The purchase of the postcards was, of course, chosen intentionally to demonstrate that the Maestro-Card Girocard should not be used for paying low amounts in the foreign currency abroad.
The foreign transaction fee is 1. On a percentage basis, the 1. But the minimum fee of one Euro was charged, as you can see here:. As a comparison, I have bought another postcard with the DKB Visa Card with only seconds of time difference even if the booking days make you suspect different :.
Supplementing products, as the presented credit line by us, could get you a credit line of Euros 30, or more to the current account completely without a salary transfer.
Some of our readers love that the Girocard and credit card directly debit the transactions from the current account.
They think that it is comprehensive and always know how much money still is at their disposal no surprise when the credit card settlement is sent once a month.
Moreover, one can build a credit line for the cards by setting up an overdraft facility. That would be practical. If not, then absolutely take it with you to the abroad store it separately from the Girocard.
The bank cannot help you, if you cannot legitimate yourself via your telephone-PIN.It is the easiest to withdraw cash via the Visa Card (DKB as well as ING-DiBa), because then you do not have to search for the “appropriate” ATMs or group. Every ATM that accepts Visa Cards will pay out the desired cash, though there might be pay-out limits imposed by the ATM provider. The ING Visa is virtually immediately debited from the current account, which is good for not losing the overview of one’s expenses. On the other side, there are also situations in which the very long term of payment of the Barclay is helpful. Goldene Aussichten mit unserer gratis VISA Gold-Karte. Deine Aussichten mit unserem kostenlosen Girokonto sind jetzt glänzend und gratis: mit unserer VISA Gold-Kreditkarte. Diese vereint alle Vorteile einer klassischen Kreditkarte. Außerdem sicherst du dir damit den Versicherungsschutz. ING-DiBa Visa Card As a new customer, you automatically get the Visa Card. This should become your new main card, because most stores in Germany and further countries accept the Visa Card as a means of payment. Moreover, you can withdraw cash free of charge at every ATM within the Euro-area that has the Visa-sign. ING-DiBa with Giro + Visa Card ► free of charge! Modern and proven – these two characteristics apply to the ING-DiBa. The current account exists since and is free of charge without incoming salary transfers! Depending on your personal preferences, you can manage the account by phone, online banking or banking app. Differences ING-DiBa Visa Card ↔ Giro Card; The most important difference concerns the withdrawal of cash. Roughly summarized: With the Visa Card, it is free of charge everywhe – with the Giro Card (formerly EC Card) only only at the bank’s own ATMs. 3. Use abroad. The Visa Cards of both banks are suitable for taking with you abroad.5/5(1). Comparison with many important details ING-DiBa or Barclaycard Visa? Sometimes, free credit cards are all placed under the same umbrella, although they are very different. Which card is better suited for your individual use? With this page, we give you a conclusive comparison, so that you know already before the card application with what you engage and what you can expect from the 5/5(2).